One of the most difficult challenges in payment card fraud detection is extreme class imbalance. Fraudulent transactions ...

Don’t ignore potentially fraudulent credit card transactions; instead, take advantage of the protections and refund processes available through your card issuer. Confirm that the transaction is indeed ...

There is a growing need for companies to invest in enhancing their security posture to combat data breaches, fraudulent activities and threats. Stolen identity and financial information through data ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Merchants can’t eliminate fraud entirely, but they can reduce the expense of unauthorized credit card transactions. Many, or all, of the products featured on this page are from our advertising ...

Just three small clues — receipts for a pizza, a coffee and a pair of jeans — are enough information to identify a person’s credit card transactions from among those of a million people, according to ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Credit cards are an essential form of payment for millions of Americans, and processing credit card transactions is an unavoidable requirement for merchants. However, each swipe comes with fees ...