Americans traveling in other parts of the world are sometimes bewildered to discover that their debit or credit cards don’t work at automated kiosks that use new chip and PIN technology rather than ...

Contrary to rampant misconception, we have not adopted the more secure chip and PIN payment standard in the United States that could address the rapid rise in online fraud. Leading up to last year’s ...

A chip and PIN card is a credit card that includes microchip technology and a personal identification number (PIN) to securely verify a cardholder during a transaction. The embedded microchip is ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Chip and PIN cards look the same as standard magnetic-strip cards, but inside the chip and PIN cards have a computer chip. The main difference to you is that instead of signing for each purchase you ...

Online bank Intelligent Finance (IF) is closing down a credit card used by 70,000 customers because it is too expensive to upgrade the infrastructure to cope with chip and PIN. Customers using the ...

The history of credit and debit cards is a fascinating narrative of innovation and progress. This account explores the key technologies behind their functionality, focusing on the magnetic stripe, ...