Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When you see a debt pop up on your credit report that doesn't look familiar, or one that lists the wrong balance or dates, it's natural to panic. Errors on credit reports are more common than many ...

Disputing credit report errors can be complicated and frustratingly slow. But it also is a necessary task for Americans who want to avoid paying more on loans and credit cards for a mistake they did ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Washington, D.C., is home to a population that frequently interacts with complex financial systems, from securing mortgages to managing personal and business credit. Errors on credit reports can ...

You could receive up to $160 as part of a class action lawsuit that accused a major credit bureau of violating the Fair Credit Reporting Act. The $23 million settlement resolves accusations that ...

NEW YORK • Disputing a mistake on your credit report could get easier and the effects of medical debt less severe under changes being made by the three largest credit-reporting agencies. In this ...

How to remove negative items from your credit report yourself First, it’s important to know your rights when it comes to your credit history. Under the Fair Credit Reporting Act (FCRA), credit bureaus ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...