You might assume that your homeowner's insurance has you covered no matter what, but that's rarely true. Every year, thousands of homeowners are shocked when their claims are denied for reasons buried ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

When the worst happens, ALE or ‘loss of use’ coverage means you won’t have the additional stress of squeezing your family into a friend’s spare room. “If your home is inhabitable due to a covered loss ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...