NPR talks with Stacey Vanek Smith, a reporter at Bloomberg, about the effect the Federal Reserve's decision to cut interest rates could have. Now, I think what most Americans really want to know is ...

When a central bank, such as the U.S. Federal Reserve, raises benchmark interest rates, businesses' borrowing costs also rise ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Illustration ...

Latest economic research and insights delivered to your inbox each month. This paper examines empirically how the effect of interest rates on the three components of bank profits – loan loss ...

Rising interest rates have become a hot topic, and for good reason. They influence everything from mortgage rates to credit cards — but they also have a significant impact on retirement savings. As we ...

Near the start of 2022, the U.S. Federal Reserve (the Fed) and many other central banks around the world had a problem: inflation. Rising costs, caused by the hangovers from the Covid-19 pandemic and ...

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

You may have seen the recent news about about interest rate cuts, and if you’re taking Social Security, you might be wondering if this will affect your benefits. If you are receiving Social Security, ...