Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Federal Housing Finance Agency Director Bill Pulte said the government agency is "actively evaluating" portable mortgages, which would allow a homeowner to transfer their loan from their current home ...

Big lenders have launched into 2026 by cutting rates with HSBC and Barclays leading the charge this week. On Monday HSBC ...

Mortgage rates have been historically low for the last few years, but they are on the rise. As interest rates inch up, adjustable-rate mortgages often become more attractive for some homebuyers. With ...

Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

Reverse mortgages are “expensive” loans, according to financial advisors. But how much does that play into the situations of retirees who have a cash flow problem that could be solved by one? That is ...

There are many different types of fees and payments associated with a mortgage. One of those payments, which comes in the form of prepaid interest, is referred to as mortgage points. Mortgage points ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.