Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Notably, 2025 was the first year in over a decade when the U.S. was not impacted by a major hurricane. Still, largely due to ...

Tornadoes are officially the scariest natural disaster, according to new research. A survey of 2,500 Americans split evenly by U.S. region found that regardless of where they live, the threat of a ...

Despite another record-breaking summer of brutal heat waves and wide-scale flooding, the majority of Americans say they don’t feel entirely prepared for a natural disaster. In fact, almost half of ...

Forbes contributors publish independent expert analyses and insights. author of Chained to the Desk in a Hybrid World: A Guide to Balance. A new study by DJC Law sought to identify the most dangerous ...