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A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Underwriting is the process through which a lender verifies your income, assets, debt and property details before approving a loan and terms such as interest rate and fees. Underwriters perform an ...

Manulife has updated its underwriting AI’s client questionnaire, nearly doubling its instant approval rate to 58% of all applications it processed, the insurance giant announced Thursday.

In our industry, we hear from advisors who see life underwriting as opaque and confusing, and its “make or break” nature can be frustrating. An unexpected underwriting decision can derail a new ...

Underwriters often point out in conversations with the business that they typically use between seven and 15 different systems and data sources when assessing a single risk. According to Accenture, on ...

You can apply for Medicare health coverage once you reach 65 years old. While Medicare policies come with lower premiums than traditional health insurance, these policies typically come with copays, ...

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience.