The quickest and easiest way to submit your request for IBR is online. You will need your FSA ID, personal information, spouse information (if applicable), and income information to complete …

Oct 28, 2025 · Income-Based Repayment (IBR) is a federal repayment plan that sets your monthly payment based on your income and family size, not your loan balance. Most …

Dec 1, 2025 · IBR is one of the Education Department's income-driven repayment plans, or IDRs. Congress created the first IDR plans in the 1990s with the goal of making student loan …

Jul 21, 2025 · The Department of Education has suspended student loan forgiveness under IBR. Here’s what we know, and what borrowers can do.

Oct 26, 2025 · Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan …

Sep 26, 2025 · The Income-Based Repayment plan better known as IBR is one of the most popular federal student loan repayment plans. IBR’s popularity comes from the fact that …

Dec 22, 2025 · IBR plans give borrowers monthly payments based on their incomes, with student-loan forgiveness after 20 or 25 years, depending on when they first took out the loan.

Jul 22, 2025 · Discover how Income-Based Repayment (IBR) offers a path to student loan forgiveness after 20-25 years of payments. Learn about eligibility, application process, and …

Jun 6, 2025 · Curious about the IBR plan for student loans? Learn how income-based repayment works, who qualifies, how to calculate payments, and what benefits, like forgiveness, to expect.

Dec 16, 2025 · 2025 IBR Standards Update Fact Sheet Objectives This final rule incorporates by reference more than 35 new or updated voluntary, consensus industry technical standards …