A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Nov 13, 2025 · How to Open a Roth IRA Learn how to open a Roth IRA, from checking eligibility to choosing investments or maximizing your retirement savings.

Sep 29, 2025 · If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a …

Nov 14, 2025 · While you can have both types of IRAs, deciding whether to contribute to a traditional IRA or a Roth IRA might come down to other differences between the accounts.

The return on your Roth IRA is determined by the investments you choose, not a set interest rate. Here's what to know about Roth IRA interest rates.

Nov 13, 2025 · What is a backdoor Roth? A backdoor Roth is a strategy that allows high-income earners to contribute indirectly to a Roth IRA if their income level is too high to make a direct …

5 days ago · Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

Dec 15, 2025 · 2025 and 2026 Roth IRA Income and Contribution Limits Roth IRA contributions depend on your modified adjusted gross income and filing status. Review the limits to see if …

IRAs offer a larger diversity of investment options than traditional employer retirement accounts. This four-step guide can help you to decide how to invest in your Roth IRA or traditional IRA.

Nov 13, 2025 · There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for …